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2020年国家公务员考试《银保监会专业科目-法律类》题

2020-12-31 10:00:26 | 来源:网络及考生回忆

Whether such taxes work is still a matter of debate. A preliminary review of Mexico's taxation found a fall in purchases of taxed drinks as well as a rise in sales of un-taxed and heathier drinks. By contrast, a Danish tax on foods high in fats was abandoned a year after its introduction, amid claims that consumers were avoiding it by crossing the border to Germany to satisfy their desire for cheaper, fattier foods.The Food industry, in general, firmly opposes to such direct government action. Nonetheless, the industry is under pressure to demonstrate its products are healthy as well as tasty. Over the past 30 years, the industry has made some efforts to improve the quality of its products. For example, some drink manufacturers have reduced the amount of sugar, salt or fat in a product, or found an alternative ingredient. More recently, however, some companies have been Investing in a more ambitious undertaking: learning how to adjust the fundamental make-up of the food they sell. For example, having salt on the outside, but none on the inside, reduces the salt content without changing the taste.

While reformulating recipes is one way to improve public health, it should be a part of the multi-sided approach. The key is to remember that there is not just one solution. To deal with obesity, a mixture of approaches will be needed, there is no silver bullet.

110、What did Adam Smith mainly say about sugar, alcohol and tobacco?( )

A、They were in ever-increasing demand.

B、They were not profitable to producers.

C、They were subject to taxation in many places.

D、They were no longer considered necessities of life.

111、Why have many countries started to consider taxing sugar?( )

A、They are under growing pressure to balance their national budgets.

B、They are under pressure to cope with the sugar-induced health problems.

C、The practice of taxing alcohol and tobacco has been very profitable.

D、The sugar industry is making huge profits.

112、What do we learn about Danish taxation on fat-rich foods?( )

A、The taxation did not work out as expected.

B、The taxation gave rise to problems on the border.

C、The taxation failed because of the firm opposition from the food industry.

D、The taxation caused disputes between Danmark and Germany.

113、What are food companies doing more recently to make products healthy and tasty?( )

A、Investing in research to find ways to adapt to consumers' needs.

B、Setting a limit on the amount of sugar or salt in the products.

C、Replacing sugar or salt with alternative ingredients.

D、Adjusting the basic make-up of their products.

114、What does the author mean by saying "there is no silver bullet"?( )

A、There is no hope of success without public cooperation.

B、There is no single easy quick solution to the obesity problem.

C、There is no hurry in solving the obesity problem.

D、There is no effective way to reduce sugar consumption.

材料

(四)

Of all the lessons taught by the financial crisis, the most personal has been that we Americans should not be proud of our financial skills. We take out home loans we can't afford. We run up sky-high credit-card debts. We don't save nearly enough for retirement.

In response, supporters of financial-literacy education are raising their voices. School districts in many states are adding money-management courses to their curriculum. The government is encouraging students to compete in the National Financial Capability Challenge. However, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students perform in marking financial decisions.

Given the situation, a growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids´ hands, and encouraging students to talk openly about the emotions and social influences about spending.

Yet even the skeptics are slow to write off financial education completely. "We need to rigorously study the financial decisions of alumni like Ariel and Alex and compare with those too speculative to recommend one education approach over another." says Mike Sheden, a professor at Washington University in St. Louis who is conducting a seven-year study on Whether giving children real bank accounts would result in long-term smart financial decisions. Yes, good, solid research like this takes a lot of time and resources, but it is in our own best interest to pursue it.

115、What is said about the financial-literacy education in the second paragraph?( )

A、Many local schools add financial courses to their curriculum.

B、The supporters of such education become doubtful.

C、Financial know-how in class is definitely helpful in real life.

D、Financial-literacy movement helped students make wise financial decisions.

116、What is said about the radical approach mentioned in the third paragraph?( )

A、Reducing the financial courses taught in classes.

B、Starting financial education from high school instead of college.

C、Putting kids in financial environment to learn from real-life experiences.

D、Avoiding discussions on the emotions and social influences about spending.

117、What does Mike Sheden think of the financial education of Ariel and Alex?( )

A、It is fruitful without any doubt.

B、It is better than their peers.

C、It turns out to be a failure.

D、It needs experimental evidence to prove its success.

118、What's the author's attitude towards financial education?( )

A、Suspicious

B、Objective

C、Optimistic

D、Critical

119、What is the passage mainly about?( )

A、Approach to financial education

B、Americans' financial skills

C、Reform on financial education

D、Lessons of financial crisis

 

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