2020年国家公务员考试《银保监会专业科目-法律类》题

100、It is indicated in the first paragraph that（ ）。

A、the strength of high-speed trading firms is the computerization

B、the profits of high-speed trading are declining in recent years

C、all the high-speed firms are no longer profitable

D、every high-speed trader can make more money than the traditional traders

101、According to the first two paragraphs, the decline of high-speed trading firms is characterized by（ ）。

A、struggling to make any profits

B、the shrink of stock trading market

C、the reduction of profits and employee numbers

D、no longer being active in the nation's stock market

102、The phrase "swift reversal" most probably refers to（ ）。

A、high-powered software and super-fast data connections

B、new investors becoming profit machines

C、taking in charge of the price of a stock

D、not making huge profits as before

103、Which of the following would Peter Costa most probably agree on?（ ）

A、Decline of high-speed firms is good for proper market functioning.

B、Traditional traders and investors are afraid of high-speed firms.

C、Stock markets need the presence of high-speed trading firms.

D、High-speed trading firms could bring order to stock markets.

104、Which of the following is true according to the last paragraph?（ ）

A、Regulators think the prospect of high-speed firms is promising.

B、The influence of the decline of high-speed firms is not certain.

C、The stock markets are under strong oversight.

D、The stock markets are confident to overcome the technical problems.

材料

（二）

"The world´s environment is surprisingly healthy. Discuss." If that were an examination topic, most students would tear it apart, offering a long list of complaints: from local smog to global climate change, from the felling（砍伐） of forest to the extinction of species. The list would largely be accurate, the concern legitimate. Yet the students who should be given the highest marks would actually be those who agreed with the statement. The surprise is how good things are, not how bad.

After all, the world´s population has more than tripled during this century, and world output has risen hugely, so you would expect the earth itself to have been affected. Indeed, if people lived, consumed and produced things in the same way as they did in 1900（or in 1950 or in 1980）, the world by now would be a pretty disgusting place: smelly, dirty, toxic, and dangerous.

But they don´t. The reasons why they don´t, and why the environment has not been ruined, have to do with prices, technological innovation, social change and government regulation in response to popular pressure. That is why today´s environmental problems in the poor countries ought, in principle, to be solvable.

Raw materials have not run out, and show no sign of doing so. Logically, one day they must: the planet is a finite place. Yet it is also very big, and man is very ingenious. What has happened is that every time a material seems to be running short, the price has risen and, in response, people have looked for new sources of supply, tried to find ways to use less of the material, or looked for a new substitute. For this reason prices for energy and for minerals have fallen in real terms during the century. The same is true for food. Prices fluctuate, in response to harvests, natural disasters and political instability; and when they rise, it takes some time before new sources of supply become available. But they always do, assisted by new farming and crop technology. The long-term trend has been downwards.

It is where prices and markets do not operate properly that this benign（良性的） trend begins to stumble, and the genuine problems arise. Markets cannot always keep the environment healthy. If no one owns the resource concerned, no one has an interest in conserving it or fostering it: fish is the best example of this.

105、According to the author, most students （ ）。

A、believe the world´s environment is not as it is thought to be

B、think the world´s environment is in an undesirable condition

C、are not worried about the state of the world´s environment

D、have deep knowledge about environment

106、The huge increase in world population and production （ ）。

A、has made the world a worse place to live in

B、has had a positive influence on the environment

C、has made the world an unpleasant place to live in

D、has not greatly affected the environment

107、One of the reasons why the long-term trend of prices has been downwards is that （ ）。

A、technological innovation emerge

B、consumption will drop

C、new sources are always becoming available

D、new farming and crop technology can lead to overproduction

108、According to the author, why fish resources are diminishing?（ ）

A、Because no new substitutes can be found available.

B、Because water pollution causes serious problems.

C、Because they are not owned by any particular entity.

D、Because fishing method is not sustainable.

109、According to the author, the primary solution to environmental problems is （ ）。

A、to allow market forces to operate properly

B、to curb consumption of natural resources

C、to limit the growth of world population

D、to avoid price fluctuations

材料

（三）

"Sugar, alcohol and tobacco," economist Adam Smith once wrote, "are commodities which are nowhere necessaries of life, which have become objects of almost universal consumption, and which are, therefore, extremely popular subjects of taxation." Two and a half centuries on, most countries impose some sort of tax on alcohol and tobacco. With surging obesity（糖尿）level putting increasing strain on public health systems, governments around the world have begun to consider taxing sugars as well.