2020年中国农业发展银行秋季招聘考试试题（精选）

41、我国法定数字货币的研发在5年前起步，人民银行召开2019年下半年工作电视会议要求，要加快推进我国（ ）研发步伐，跟踪研究国内外虚拟货币发展趋势，继续加强互联网金融风险整治。

A、DC/EP

B、BCH

C、L/TC

D、Libra

42、2019年10月24日世界银行正式发布《全球营商环境报告2020》。报告显示，我国营商环境排名跃居世界第（ ）位，比去年提升15位。我国已连续两年被世界银行评选为全球营商环境改善幅度最大10个经济体之一。

A、31

B、30

C、32

D、33

43、2019年10月14日，银保监会发布《关于进一步规范商业银行结构性存款业务的通知》指出，商业银行应当将结构性存款纳入表内核算，按照存款管理，纳入（ ）的缴纳范围。相关资产应当按照国务院银行业监督管理机构的相关规定计提资本和拨备。

A、存款准备金

B、存款保险保费

C、存款利率

D、存款金融机构

材料

Russian really is hard for learners， and a casual comparison might serve the conclusion that big，prestigious languages like Russian are complex. Just look， after all， at their rich， technical vocabularies， and the complex industrial societies that they serve.

But linguists who have compared languages systematically are struck by the opposite conclusion._______.This is largely because linguists， unlike laypeople， focus on grammar， not vocabulary. Consider Berik， spoken in a few villages in eastern Papua.It may not have a word for“supernova”， but it drips with complex rules：a mandatory verb ending tells what time of day the action occurred， and another indicates the size of the direct object. Of course these things can be said in English， but Berik requires them. Remote societies may be materially simple； “primitive”， their languages are not.

Systematically so：a study in 2010 of thousands of tongues found that smaller languages have more Berik-style grammatical bits and pieces attached to words. By contrast， bigger ones tend to be like English or Mandarin， in which words change their form little if at all.No one knows why， but a likely culprit is the very scale and ubiquity of such widely travelled languages.

As a language spreads， more foreigners come to learn it as adults（thanks to conquest and trade， for example）.Since languages are more complex than they need to be， many of those adult learners will—Stalin-style—ignore some of the niceties where they can. If those newcomers have children， the children will often learn a slightly simpler version of the language from their parents.

But a new study， conducted at the Max Planck Institute for Psycholinguistics at Nijmegen in the Netherlands， has found that it is not entirely foreigners and their sloppy ways that are to blame for languages becoming simpler. Merely being bigger was enough. The researchers， Limor Raviv， Antje Meyer and Shiri Lev-Ari， asked 12 groups of four strangers and 12 groups of eight to invent languages to describe a group of moving shapes on the screen.They were told that the goal was to rack up points for communicating successfully over 16 rounds.（They “talked” by keyboard and were forbidden to use their native language， Dutch.）

Over time both big and small groups got better at making themselves understood， but the bigger ones did so by creating more systematic languages as they interacted，with fewer idiosyncrasies.The researchers suppose that this is because the members of the larger groups had fewer interactions with each other member， this put pressure on them to come up with clear patterns. Smaller groups could afford quirkier languages， because their members got to“know” each other better.

Neither the more systematic nor the more idiosyncratic languages were“better”，given group size：the small and large groups communicated equally well. But the work provides evidence that an idiosyncratic language is best suited to a small group with rich shared history.As the language spreads， it needs to become more predictable.

Taken with previous studies， the new research offers a two-part answer to why grammar rules are built—and lost. As groups grow， the need for systematic rules becomes greater， unlearnable in-group-speak with random variation won't do. But languages develop more rules than they need； as they are learned by foreign speakers joining the group， some of these get stripped away. This can explain why pairs of closely related languages—Tajik and Persian， Icelandic and Swedish， Frisian and English—differ in grammatical complexity.In each couple， the former language is both smaller and more isolated. Systematicity is required for growth. Lost complexity is the cost of foreigners learning your language. It is the price of success.

44、Which of the following sentences best fit in the blank in the second paragraph？（ ）

A、They found that Russian does not actually has the most complex grammar rules compared to other languages.

B、They tend to find that big languages spoken by large numbers of people are actually simpler than small ones.

C、They found that there is not any pattern about the relation between the complexity of a language and its’ popularity.

D、They found that laypeople usually pay attention to whether the vocabulary in one language is complex or simple.

45、According to the passage，in which way is Berik different from the system of bigger languages，like English？（ ）

A、There is no way to express the tiny pieces of meanings in English.

B、There are more direct and easier ways to convey the same content.

C、The word forms remain unchanged when used in different situations.

D、It requires small pieces attached to words to indicate different meanings.

46、What is the main finding of the study conducted by Max Plank Institute？（ ）

A、Bigger groups of speakers tend to make the language system simpler.

B、It is the foreign people learning that language makes it become simpler.

C、The small groups got better at communicating with each other at the end.

D、Members in bigger groups have more chances to interact with each other.

47、Which of the following statements about the more systematic and more idiosyncratic language is correct？（ ）

A、When a language becomes more widely-spoken， it becomes more idiosyncratic.

B、More systematic language works better than a more idiosyncratic language.

C、More systematic language facilitates communication a large population.

D、People develop more rules than it is needed when learning a new language.

48、What is the author’s main purpose of writing this article？（ ）

A、To explain why bigger languages have simpler grammar.

B、To inform readers the evolvement process of languages.

C、To introduce the systematic and idiosyncratic languages.

D、To compare the differences between Berik and English.

材料

Who should qualify for minimum wage protections， sick leave or any of the other benefits typically given employees？California's state Legislature is reopening that high-stakes，decades-long debate， as it prepares to vote on a proposal that would give hundreds of thousands of contract workers， such as drivers of ride-haling companies， new benefits by legally reclassifying them as employees. If it passes， the state's narrower definition of “contractor” would trigger a host of other changes for companies that would then have to pay for Social Security， workers' compensation and unemployment insurance. Large employers would also have to pay for health insurance. This would be a significant development in workplace law and could eventually have implications for workers and companies across the country.

The proposed change is of keen interest to a rapidly growing population of contractors like Leonardo Diaz. For most of the past 4 years， he has made a decent living working 40 to 50 hours a week driving for the ride-hailing companies.“l love interacting with people，”says the father of four， who lives in Los Angeles. But more recently， Diaz has soured on his job. He says that both ride-haling companies cut his share of payments， reducing his take-home pay to only $9 an hour，after taking the cost of gas， insurance and car repairs into account. But he says the bigger problem is that he is tired of working as a contractor and misses employee health and paid leave benefits he used to receive when he worked as a valet. “We don't get any holiday pay，”Diaz says.“if we get sick， you know， nobody's going to pay for our doctors.” Contractors like Diaz make up a fast-growing part of the workforce.And any company in California using them could be affected.The impact of the new law would reverberate beyond the state.