2019年广发银行招聘考试题

Cash-in-advance. New exporters frequently request this method. Their attitude typically is, "I don't know you very well but, if you send me the money, I'll send you the goods."

●Advantage: The exporter gets paid before the shipment leaves the U.S. If cash is received prior to production, the exporter will not need additional working capital.

●Drawback: It limits the exporter's sales potential since it ties up the importer's cash; can be a very non-competitive payment method if other suppliers are offering similar products or services.

Letter-of-credit. Letters of credit (L/C) substitute the creditworthiness of the importer and exporter with that of their respective banks.

●Advantage: The exporter will be paid if the terms and conditions of the L/C are met.

●Drawback: There are fees associated with opening and amending L/Cs; the importer's cash is tied-up since cash or other assets need to collateralize the L/C, which in turn might reduce the order size. The exporter still might need additional working capital to produce the product or service, since L/Cs will not pay prior to shipment/performance.

Documentary collections. This method uses the banking system for the exporter to send the necessary documents associated with the order to the importer.

●Advantage: The documents and goods are not released until importer pays or agrees to pay at some future date. If the buyer refuses to accept the documents and goods, the exporter retains title to the goods and can sell them to a third party or bring them back to the U.S.

●Drawback: No guaranty of payment, since the banks only act as intermediaries. The exporter will need to finance the production cycle, the shipment time, plus a longer period if the importer agrees to pay at a later date, until final payment is received Open account: Open account terms for international sales are similar to domestic open account sales. The buyer agrees to pay in a set number of days-typically 30, 60, or 90-from the invoice, shipment or delivery date.

●Advantage: More competitive terms which can help secure larger orders

●Drawback: The goods are gone and the buyer might not pay. This risk can be greatly reduced by obtaining credit insurance from the Export-Import Bank of the U.S. on the foreign accounts receivable.

Knowing the advantages and drawbacks to each method of payment can help to better prepare you for negotiating payment terms with your potential overseas customers. More detail and support on these and other trade financing issues can be obtained by contacting one of SBA's trade finance specialists in 20 U.S. Export Assistance Centers around the country.

110、What's the target reader of the article?

A、Exporters

B、MBA students

C、Start-up companies

D、Government

111、What magazine column might the article be in?

A、Business

B、Economy

C、Social

D、Culture

112、What's the style of the article?

A、Descriptive Composition

B、Expositive Composition

C、Narrative Composition

D、Argumentative Composition

113、Which method of payment put the exporter in greatest risk?

A、Letter-of-credit

B、Documentary collections

C、Cash-in-advance

D、Open account

114、What's the attitude of the author?

A、Cynical

B、Subjective

C、Critical

D、Objective

材料

THOMAS WILSON

15 Spring Drive

Sometown, WI 53205

Home:(555)555-5555|tw@somedomain.com

Administrative Assistant

Four years of experience providing top-notch support to VPs, directors and managers

●Administrative: Adeptly handle administrative matters including screening calls, managing calendars, planning meeting, making travel arrangements, composing documents and organizing offices for efficiency.

●Communications: Interact professionally with all levels of staff and maintain the highest level of confidentiality, known for tact and diplomacy in handling sensitive issues.

●Computers: Considered a "power user" of Microsoft Office; quickly learn and master new technology.

EXPERIENCE

ABC COMPANY-Sometown, OR

Administrative Assistant, 2009 to Present

Provide administrative support to the investment banking group VP and five of her department directors. Answer telephones and promptly and courteously assist clients and employees throughout the organization. Maintain calendars, coordinating extensive appointments, meetings and domestic/international travel.

●Office Management: Overhauled recordkeeping system from manual to computer-based, creating a user-friendly and systematic information management system and reducing data-retrieval time.

●Travel Logistics Management: Coordinate a busy travel calendar that includes six international symposiums annually, ensuring all events are successfully executed.

●Customer Relationship Management: Tapped into the power of PeopleSoft CRM Analytics to track the effectiveness of leads, marketing initiatives and revenues. Generated reports that assisted upper management with decision making and were distributed to 200+ employees departmentwide.

TEMPORARY AGENCY ASSIGNMENTS-Sometown, OR

Administrative Assistant, 2008 to 2009

Assigned by DEF Temporary Agency and GHI Temporary Agency to serve in administrative support roles for clients in investor relations, high tech, healthcare and real estate sectors.

●Hit the Ground Running: Learned organizational processes, policies and procedures with minimal ramp-up time. Successfully completed administrative assignments for ABC Co., JKL Co., MNO Co. and PQR Co.

●Service Focus: Adapted to diverse work styles and consistently provided friendly, personable service.

●Excellent Performance: Offered full-time position at the conclusion of temporary assignment at ABC Co.

EDUCATION

ABC TRAINING ACADEMY-Sometown, OR

Certificate in Office Management, 2009

Completed 45-credit certificate program. Focused on business data processing, software applications, basic accounting, business communications and business law.

115、Which of the following is NOT among the administrative matters?

A、screening calls

B、managing calendars

C、photocopying documents

D、organizing offices for efficiency

116、Which of the following is NOT Thomas' duty at ABC Company?

A、Provide support to the investment banking group VP.

B、Answer telephone

C、Maintain calendars

D、Assist visitors

117、The word "overhaul" in EXPERIENCE, line 6 is closest in meaning to:

A、update

B、fix

C、innovate

D、furnish