2020年交通银行招聘考试笔试试题

85、金融的科技化是基本趋势，金融科技将会促进我国金融行业发展进入一个全新的时代。主要体现（    ）。

（1）维护国家金融安全

（2）助力我国金融业“弯道超车”

（3）让更多的人获得金融服务，实现民生普惠

（4）助推“一带一路”建设

A、只有（1）和（3）

B、只有（1）、（2）和（3）

C、只有（1）和（2）

D、（1）、（2）、（3）、（4）全都正确

86、随着技术和业务的发展，下列哪项不属于金融科技发展的趋势（    ）。

A、服务个性化

B、金融场景化

C、产品同质化

D、监管内生化

87、移动支付领域，在静态身体特征的安全基础上，可通过（    ）实现进一步的验证。

A、硬件识别

B、行为生物识别

C、路径识别

D、身份关系识别

88、目前，中国人民银行印发《金融科技（FinTech）发展规划（2019-2021）》明确提出要增强金融风险技防能力，正确处理安全与发展的关系，运用金融科技提升跨市场、跨业态、跨区域金融风险的识别、预警和处置能力，加强网络安全风险管控和金融信息保护，做好新技术应用风险防范，坚决守住不发生（    ）的底线。

A、操作性风险

B、经营风险

C、系统性金融风险

D、财务风险

89、通过结合（    ）的电子发票能够连接每一个发票干系人，通过多节点上链将“资金流、发票流”二流含有现领票、开具、流转、报销的全流程闭环，并确保发票全生命周期的每个环节在链上都可查、可验。

A、人工智能

B、区块链

C、大数据

D、生物识别

90、非银行业的互联网电子商务网站，主要是通过（    ）技术对个人的信用进行评评估。

A、信用卡验证

B、个人担保

C、征信中心验证

D、消费数据分析

91、2015年7月，经国务院批准，（    ）城市圈成为国内首个科技金融改革创新试验区。

A、上海

B、武汉

C、北京

D、杭州

92、大数据在金融合规体系中，可实现的应用不包括（    ）。

A、复杂合同

B、审计

C、反洗钱

D、产品推广

93、金融行业的科技创新通常会涉及多种技术和应用的整合与配对，（    ）能够灵活的将这些服务和流程进行匹配，形成新的解决方案。

A、H5

B、Webkit

C、API

D、CGI

94、当前的互联网电子商务网站中，闲鱼等二手商品交易平台，其本质的特征是（    ）。

A、O2O

B、B2B

C、B2C

D、C2C

材料

A New Study Says Your Stress Can Spread to Your Dog

Research shows that most dog owner’s find their pets to be great stress busters. Curling up on the couch with your pug on playing catch with your Labradoodle is a great way to unwind and let the cares of the day slip away. New science has some bad news for dog owners. Dog might ease your stress，but they can also catch it.

It’s an old joke that dogs resemble their owners，but according to this new study out of linkoping university in Sweden. It’s actually true in one less funny way：stressed out owners have stressed out dog.

To figure this out，the researchers took hair samples from 25 border collies and 33 Shetland sheepdogs. As well as their female owners，for both humans and dogs. Hair records the level of the stress hormone cortisol in the body over time so by analyzing these hairs，the team could figure out just now much stress both the owners and their pets were under long-term.

The study found the stress level of the dogs and their owners matched up：higher levels of stress among owners showed up as higher levels of stress in their dogs. The effect was even more pronounced if the dog was female or if it took part in agility competitions with its owner.

Previous research has found that cortisol in humans and their dogs can rise together in the short term，especially when competing. But this finding was something new.“This is the first time we’ve seen a long term synchronization in stress levels between members of two different species. We haven’t seen this between humans and dogs before.”lead research Lina Roth told the guardian.

And what about a pooch’s lifestyle？Did limited opportunities for play or more time spent alone stress out the dogs？Nearly as much as belonging to a human with high cortisol levels. The personality of the owner seemed to play a role to. Although that varied with the sex of the dog. Female dogs whose owners had higher scores in the Big five traits of neuroticism openness，and conscientiousness had higher cortisol levels，while the same was true of male dogs whose owners scored high in agreeableness.

This will not come as a huge surprise to many observant folks who have noticed that highly stung people often have highly strung dogs. But should scientific confirmation of this connection between owners and their dogs put pet if you’re anti-society prone？Or if you’re under a lot of stress and already a pet owner，should you feel guilty？

Roth replies.“I don’t think you should be anxious that，if you’re stressed，you might harm your dog”，instead，your dog is a social support for you，and you are a social support for the dog. Your stressed–out than made up for by extra pats，belly rubs，and tennis ball throws.

Though if you do lean towards the anxious side，you might want to think carefully about choosing a resilient type of dog. Just which breeds are best is still an open question，one Roth and her collaborators hope.

It may be possible to match dog and owner in a way that is better for both，from a stress-management says“It may be that certain breeds are not so deeply affected if their owner has a high stress level.”

95、Which factor cannot result in dog’s stress?（    ）

A、Competitions

B、Owner’s companion

C、Dog’s Gender

D、Owner’s personality

96、The author writes the first para.in order to（    ）.

A、Summarize the previous findings

B、Attract attentions by highlighting the differences in study of the relationship between humans and pets

C、Highlight the finding of this research lead the theme

D、Highlight the close relationship between pets and peoplE、97、What makes this study different from previous research which also saw cortisol synchronization in dogs?（    ）

A、The duration of time

B、Pooch’s lifestyle

C、Number of subjects studied

D、The influence of the owner’s character on the pet

98、Which of the following statement is not true?（    ）

A、If the owners scored higher in conscientiousness，dogs had higher cortisol levels

B、Dog’s level of stress became more protruding if they took part in agility competitions

C、Scientist figured out how much stress owners and their pets were under by the level of cortisol

D、This passage called the owners to release pressure through interactions with pets

99、Readers can find answers to the following question except（    ）.

A、Should anxiety-prone people worry about their dogs’ condition？

B、Will owners with high pressure levels definitely have a profound impact on their pets？

C、What type of dog is best for anxiety-prone owners？

D、How did scientists figure out how much stress both the owners and their pets were under？

注：试题来源于考生回忆及网络，仅供参考！