2019年中国工商银行秋季校园招聘统一考试试题（部分）

63、近日，移动银行车计划购进200件中国生肖纪念银币，准备用于销售。原计划按照成本利润率25%进行定价，销售顾问建议在原定价的基础上上涨40%，销售出去50件后再打七折直到销售完毕，请你帮助这家移动银行车计算一下，他们所获得的利润比原计划（    ）。

A、少10%

B、多24.5%

C、多42.5%

D、一样

64、捷宁斯卡娅发电站建设的输电线路塔组成了一个空心方阵，最内层有20个塔，最外层有68个塔，每层之间均相差8个塔，请问这个方阵共有（    ）个塔。

A、264

B、308

C、226

D、572

65、看到这里，你突然想起来，你曾经去过这个分行进行考察，在当地考察的过程中，你无意中进到一个村子，这个村子有个有趣的习俗。村子里所有80岁以上的人都必须说假话，80岁以下的人都必须说真话。你进到村子的时候，看到村子中所有的人围坐一圈，每个男人的两边都是女人，每个女人的两边都是男人。

你问一个名为古瓦哈提的村民：你们村子有多少人？

古瓦哈提说：37人。

你又问一个名为瓦拉纳西的人：古瓦哈提多大年纪？

瓦拉纳西说：79岁。

由此可以判断下列说法中正确的有（    ）个。

（1）这个村子有37人

（2）古瓦哈提79岁

（3）古瓦哈提80岁以上

（4）瓦拉纳西80岁以下

（5）这两个人都是80岁以上

A、1

B、2

C、3

D、4

66、这时，工小星的显示屏正好收到一份迪拜分行录用新员工的消息。消息内容是这样的：迪拜分行想要将这批新员工安排到各个部门。如果每个部门分6个人，那么还有6个人无法分配；如果人力部门分2个人，财务部门分6个人，办公室和计划部门各分8个人，其余的部门每个部门分7个人，正好完成分配。

由于星际间信息传输丢失了一部分信息内容，关于迪拜分行部门数量和招录的新员工数量没有显示出来。请你算一下吧，迪拜分行有（    ）个部门，新招录了（    ）名员工。

A、10；66

B、18；114

C、12；84

D、12；114

67、截止2017年末，宇宙行海外机构员工总数15012人，本地化比例；高管层人数241人，本地化比例19.1%。工行在境外机构中开展了“OHE ICBC，OHE FAMILY”文化宣传月活动，通过实施“文化工行·中国节架”项目等活动，推动中华文化、宇宙行文化“走出去”，以文化融合助力国际化战略。

工小星说：我也曾积极参与宣传月的活动呢。有一次宣传月活动，需要有人在周末值班。如果工小星和工小妹都不值班的话，那么工小弟就一定得来值班。上述前提增加哪一项就可以得出工小星来值班了的结论？（    ）

A、工小妹没有值班

B、工小弟没有值班

C、工小妹和工小弟都没有值班

D、工小弟来值班了

68、汇总记账凭证是根据非汇总记账凭证按一定的方法汇总填制的记账凭证，汇总记账凭证按汇总方法不同，可分为（    ）。

A、期间汇总和全年汇总

B、分部汇总和综合汇总

C、分类汇总和全部汇总

D、现金汇总和资产汇总

69、在短期借款的信用条件中，银行要求借款人在银行中保持按贷款限额或名义借款额的一定百分比计算的最低存款余额，称为（    ）。

A、质押性余额

B、抵押性余额

C、信用性余额

D、补偿性余额

70、自从习近平总书记根据供给侧结构性改革提出了“三去一降一补”后，宇宙行就切实服务国民经济重点领域和薄弱环节提质增效，深化支持“三去一降一补”的供给侧结构性改革，推动传统产业结构转型升级。

工小星又有新问题要问你了：书中所说的“三去一降一补”，你知道其中的“一补”指的是什么吗？（    ）

A、补库存

B、补杠杆

C、补产能

D、补成本

E、补短板

（多选）71、那么，请你想一想，债转股之后，实施机构依法享有的股东权利义务包括哪些呢？（    ）

A、参与公司治理和企业重大经营决策

B、进行股权管理

C、分红

D、有限责任

材料

A major study carried out in Norway suggests IQ scores among men there have been falling since the mid-1970s.The men were given tests around age 18 to measure IQ-or intelligence quotient-as part of required military service in Norway. IQ tests are designed to measure intelligence based on areas such as vocabulary knowledge， verbal and non-verbal reasoning skills， and working memory. In the Norwegian study， results showed the average IQ score increased about three percent for men born between 1962 and 1975- from 99.5 to 102.3. But the scores began dropping for men born after 1975. By 1989， the average IQ score had returned to 99.4. The study is related to something known as the Flynn effect. This is the idea that if the same IQ tests are given to people born at different points in time the scores will generally rise. Ole Rogeberg is with the Frisch Center and was a lead researcher on the study. He said that the Flynn effect showed a clear increase in IQ scores during the 20th century throughout the Western world. Researchers found the IQ increases during this time period happened too fast to be related to genetics. They said the higher scores were instead caused by environmental factors. Among possible factors were better teaching and learning methods， improvements in test-taking skills and healthier eating.

Rogeberg said that in the new study， he wanted to examine possible causes for the steady drop in IQ scores. To rule out genetics， he attempted to find similarities between brothers. “Because on average， the genes that the first born and the second born and the third born get， they will be relatively similar. There's no reason to expect that one sibling gets better genes just because he's the first or second child.”

He concluded that external factors probably influenced the scores more than genetics. However， he added that the study did not provide any information about specific kinds of environmental causes for the lower IQ scores. But he said researchers are considering a number of theories. “It may be due to changes in the educational system or that it reflects a change in the media environment-if people used to read books more， but now they’re watching television more or going on the internet more.”

Rogeberg looks forward to results of additional studies that can support his findings. He says more research is needed to help explain all the reasons behind changes in IQ scores.“It's difficult to compare the results across time，and whether it actually reflects a change in some underlying intelligence or whether it reflects differences in how we have been trained to use our intelligence to solve different kinds of tasks.”

In any case， Rogeberg says he believes the reasoning and critical thinking skills measured by intelligence tests will always be important. He notes that humans will still need to process information， even as technology and artificial intelligence become a bigger part of people's lives.“You have to be able to reason your way through the world as you live it，”he said. “And I don't think these skills are going to lose their relevance. But the way they are relevant might change.”