2020年中国工商银行秋季招聘笔试试题

Actually in the first half of this year, ICBC actively adapted to the needs of economic transformation and upgrading and the supply-side structural reform, optimized the management of the new and existing credit, combined credit and non-credit services and helped enterprises reduce costs and de-leverage by increasing the efficiency of fund use and utilizing direct financing services. In the first half of this year, the total amount of newly disbursed loans was RMB1.8 trillion, of which RMB569.9 billion was new loans and RMB1.2 trillion was re-lending of existing loans. Responding to the trend of financial disintermediation of corporate finance, ICBC achieved a total non-credit financing of RMB713.7 billion by developing bond underwriting, asset trading, financial leasing and entrusted loans, etc., which was 7 times of new corporate loans for the same period.

In terms of investment target, ICBC focused its support on the key areas and weak links of the real economy and the loans extended to key national projects amounted to RMB487.4 billion in aggregate. RMB79.9 billion more than the same period last year. With strong support to the financing needs of “Made in China 2025”, “Internet +”, energy saving and environment protection and other fields. ICBC channeled more fund resources to areas of real economy which helps strengthen weak links and takes the development to a higher level.

Benefiting from the promotion of innovative service model to small and micro enterprises which integrates offline professional operations with online standardized operations, the balance of loans to small and micro enterprises has reached RMB1.98 trillion, representing a year-on-year increase of RMB178.2 billion or , and maintained ICBC’s position as the largest Bank in China in terms of the loans provided to small and micro enterprises. In support of reasonable housing demand and consumption upgrade, the housing mortgage loans, personal consumption loans and credit card overdraft loans increased by RMB342.5 billion, accounting for 46% of all loan increments. Also in great support of “Going Global” enterprises, credit facilities amounting to US$20.1 billion were granted to an addition of 39 “Going Global” projects in the first half of this year.

145、What is the report mainly about?（    ）

A、ICBC strengthened localized development of its overseas institutions.

B、ICBC strengthened risk control and ensured stable asset quality.

C、ICBC upgraded the cultivation of new drivers of growth.

D、ICBC promoted innovative financial services to support the real economy.

146、According to the report, what was the net profit of ICBC for the same period last year?（    ）

A、RMB150.7billion

B、RMB152.9billion

C、RMB148.5billion

D、RMB239.5billion

147、The new corporate loans for the same period last year amounted to （    ）.

A、RMB102.0billion

B、RMB357.1billion

C、RMB81.4billion

D、RMB171.4billion

148、The loans extended to key national projects for the same period last year were （    ）.

A、RMB342.5 billion

B、RMB407.5 billion

C、RMB178.2 billion

D、RMB567.3 billion

149、According to the report, the total loan Increments amounted to （    ）.

A、RMB744.6Billion

B、RMB342.5Billion

C、RMB1.98trillion

D、RMB142.3Billion

注：试题来源于考生回忆及网络，仅供参考！