搜题
2019-12-31 10:00:36 | 来源：网络及考生回忆
111、In the restaurant story, the author may most probably think the waiter or waitress was .
A、stupid
B、polite
C、considerate
D、annoying
112、The author makes up the restaurant story in order to .
A、show the good services offered in some web restaurants
B、criticize some restaurants for the poor services
C、show the Internet’s ability to collect data on you
D、prove the incredible power of the Internet to change your diet
113、What can be learned about “cookie”？
A、It was created by Mrs.Field.
B、It collects information on you usually without your knowing it.
C、It is a hardware needed to access to your computer.
D、It is the latest in technology.
114、What can be learned about “Alexa”？
A、Alexa is named after an ancient hero in Egypt.
B、Alexa is installed in libraries.
C、Alexa can provide all the necessary information about history.
D、Alexa can provide more data to marketers than a cookie.
115、Which of the following can best reflect the author’s attitude towards cookies and Alexa？
A、Doubtful.
B、Approving.
C、Welcoming.
D、Optimistic.
材料
The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2、The rules will compel banks to share data easily with licensed third parties. Bankers in Europe complain that their profits and customer relationships are under threat. However, opening up banks, and the data they store, is good for consumers and competition, New providers will be better placed to offer all sorts of innovative services, such as a one-click option to put unspent monthly income into a pension plan.
Nevertheless, some concerns about PSD2 are legitimate. In particular, it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared with third parties. But banks themselves are hardly invulnerable to cyber attacks （网络攻击）.And the solutions that the European regulators propose to deal with these worries look promising. Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.
The gap between writing rules and implementing them is always large. First, consent from customers to provide access to their bank data must be gained explicitly, and the purposes of the data use should be clearly explained. Second, regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules. Third, regulators must also be flexible enough to allow for changes as the market evolves. Since the new entrants will not be licensed to engage in riskier financial activities——such as lending money——it makes sense to regulate them with a lighter touch. But if some Fintech providers do end up becoming systemically important, higher standards of oversight might be necessary.
116、According to the first two paragraphs, what will banks in Europe be forced to do？
A、To keep clients’ data safe.
B、To close down the poor services.
C、To give up their data monopoly.
D、To disclose their sources of profits.
117、What can be inferred from passage on the effects of PSD2 in the second paragraph？
A、Customers are more likely to enjoy more innovative services.
B、People will no longer go to banks to deposit their money.
C、Service providers do not want to partner with banks.
D、People will receive more pension.
118、According to paragraph 3, what is the probable reason that privacy concerns about PSD2 are unnecessary？
A、Third parties will have to buy fraud insurance.
B、Regulators have come up with promising solutions.
C、Banks' defense against cyber attacks is strong.
D、Third parties will check clients' data monthly.
119、Which of the following is true in order to successfully implement PSD2？
A、Customers are forced to share their bank data.
B、Banks are required to open up their entire operational system.
C、Regulators should be both tough and flexible.
D、Banks and third parties should be regulated with a light touch.
120、What is the passage mainly about？
A、Challenges facing European regulators.
B、A new regulation in Europe that opens banks to competition.
C、The solutions to the flawed banking system in Europe.
D、A looming threat to customers' private bank data.
注：试题来源于考生回忆及网络，仅供参考！
