2019年国家公务员考试《银保监会专业科目-综合类》题

93、国家统计局网站上公布了很多统计标准，例如《统计上大中小微型企业划分办法》、《国民经济行业分类标准》、《关于划分企业登记注册类型的规定》等，说法正确的是（ ）。

A、设计统计报表时应充分考虑

B、这些统计标准可执行，也可以不执行

C、按照统计标准设计的报表，有利于信息对比和信息交换

D、这些统计标准是我国统计分类标准化的一种体现

94、按照特点的不同，数据可以分为顺序数据、分类数据和数值型数据，关于这三类数据的特点，说法正确的是（ ）。

A、分类数据可以计算平均值

B、顺序数据包含的信息通常比分类数据多

C、分类数据不可以用数字表示

D、数值型数据可以排序

95、下列关于统计调查的说法中正确的有（ ）。

A、重点调查是一种常见的调查形式

B、及时是统计调查的基本要求之一

C、统计资料应保证完全准确

D、抽样调查是最好的调查形式

96、诱发企业创新的源泉包括（ ）。

A、新知识的产生

B、企业内外的不协调

C、行业和市场结构的变化

D、观念的改变

97、以下行为属于企业社会责任表现的是（ ）。

A、治理污染

B、给员工加薪

C、为顾客提供售后服务

D、开发新产品

98、非正式沟通渠道在组织中起的正面作用有（ ）。

A、可以满足员工情感方面的需要

B、可以弥补正式渠道传递信息的不足

C、管理者可以利用它来了解员工的心里倾向与需要

D、可以防止某些管理者滥用正式沟通渠道

99、太空山丰富的资源早已被世人关注。19世纪，就有许多学者冒险进入采集各种动植物标本。太空山植物资源丰富，有各种植物3700多种，其中可入药的植物达2103种，其中列为国家一二级保护的树种有39种。有各类动物1060余种，金丝猴、华南虎、金钱豹等67种珍稀野生动物受到国家重点保护。至今，仍有大量标本存在各地博物馆。

从这段文字推断不出的是（ ）。

A、太空山拥有丰富的动植物资源

B、太空山野生植物标本数量远高于野生动物

C、许多学者对太空山的资源了如指掌

D、太空山为各地博物馆都提供了标本

100、阿Q和一切不朽的文学典型一样，是说不尽的。不同时代、不同民族、不同阶段、不同文化程度的读者从不同的角度、侧面去解读它，甚至同一个读者在人生的不同阶段对它都会有不同的理解。这些不同的解读和理解构成了一部阿Q接受史，这部接受史没有终结，也永远不会终结。

下列说法与这段文字意思相符的选项是（ ）。

A、阿Q的形象随着时代发展不断丰富

B、对阿Q的解读是个常说常新的话题

C、对阿Q的解读与读者自身阅历有关

D、未来的人们对阿Q会有更新的解读

材料

（一）

Insurance is the sharing of risks, Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire, the ship owner knows that his vessel may be lost at sea；the breadwinner knows that he may die at an early age and leave his family the poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons each put a small sum of money into a pool, there will be enough to meet the needs of the few who do suffer loss, In other words, the losses of the few are met from the contributions of the money. This is the basis of insurance, Those who pay the contribution are known as “insured”and those who administer the pool of contributions as ”insurers”.

Not all risks can be covered by insurance. Broadly speaking, the ordinary risks of business and speculation cannot be covered. The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated, and risks can only be insured against if they can be so estimated.

The legal basis of all insurance is the “policy”. This is a printed form of contract. It states that in return for the regular payment by the insured of a certain sum of money, called the “premium”, which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk actually happens. The wording of policies, particularly in marine insurance, often seems very old-fashioned, but there is a sound reason of this. Over a large number of years, many law cases have been brought to clear up the meanings of doubtful phrases in policies. The law courts have given these phrases a definite and indisputable meaning, and to avoid future disputes the phrases have continued to be used in polices even when they have passed out of normal use in speech.

101、According to this passage, insurance is possible because      .

A、only a small proportion of the insured suffer loss

B、everyone at some time suffers loss

C、nearly everyone suffers loss

D、only insured people suffer loss

102、The phrase “the pool of contributions”in the first paragraph means      .

A、the money paid by the insurers

B、the cost of administering insurance

C、the money paid by the insured

D、the amount of each premium

103、The insurance of businesses’ordinary risks is not possible because     .

A、such risks are very expensive

B、such risks cannot be estimated precisely

C、such risks are too high

D、the premium would be too high