2021年国家公务员考试银保监会财经岗试题

101、The Fed of the United States ( ).

A、function as a commercial bank when necessary

B、is the most powerful in the U.S. Government in influencing economy

C、is subject to the banking community and government

D、is the counterpart of the central banks in other countries

102、The authority of Federal Reserve ( ).

A、has to be shared by other agencies

B、is exclusive in some important area

C、is being used to benefit the public and private banking system

D、is limited by Board of governors

103、The fact that stock in the FED belongs to commercial banks ( ).

A、means the latter is in control

B、means the latter is controlled by the Fed

C、doesn’t mean the latter is in control

D、means there is no relationship between the Fed and commercial banks

104、According to the passage, which of the following statement is TRUE? ( )

A、the board of Governor performs the day-to-day policies of the Fed.

B、the district Reserve banks are the supreme policy- makers of the Fed.

C、the Fed has to work with other government agencies to fulfill its responsibilities.

D、the Federal Reserve System is big, complex and significant.

105、The underlined word “apparatus” (para.3) here is closest in meaning to ( ).

A、strength

B、structure

C、order

D、restriction

材料

Organic agriculture is a relatively untapped feeding the Earth’s population, especially in the face of climate change and on the global challenges. That's the conclusion I read in reviewing 40 years of the science comparing with the long-term prospects of organic and conventional farming.

The review study, “Organic Agriculture in the 21st Century,” is featured as the cover story for the February issue of the journey Nature Plants. It is the first to compare organic and conventional agriculture across the main goals of the sustainability identified by the National Academy of Science: productivity, economies and environment.

Critics have long argued that organic agriculture is inefficient, requiring more land to yield the same amount of food. It's true that organic farming produces lower yields, averaging 10 to 20 percent less than conventional.

Advocates contend that environmental advantages of organic agriculture far outweigh the lower yields, and that increasing research and breeding resources for organic system would reduce the yields gap. Sometimes excluded from these arguments is the fact that we already produce enough food to more than feed the world’s 7.4 billion people but do not provide adequate access to all individuals.

In some cases, organic yields can be higher than conventional. For example, in sever drought conditions, which are expected to increase with the climate change in many areas, organic farms can produce as good, if not better yields because of the higher water-holding capacity of organically farmed soils.

What science does tell us is that the mainstream conventional farming systems have provided the growing supplies of food and other products but often at the expense of other sustainability goals.

106、What does science tell us about conventional farming?( )

A、It will not be able to meet global food demand.

B、It is not conductive to sustainable development.

C、It will eventually give way to organic farming.

D、It is going mainstream throughout the world.

107、Why does the author think price premiums of organic food are justifiable?( )

A、They give farmers going organic a big competitive edge.

B、They motivate farmers to continue to upgrade farming technology.

C、Organic farming costs more than conventional farming.

D、Organic farming does long-term good to ecosystem.

材料

For much of the past decade, American and British scientists have been annoyed by the phenomenon known as the French Paradox. Nutritionally speaking, the French have been getting away with murder: They eat all the butter, cream, foie gras， pastry and cheese that their hearts desire, and yet their rates of obesity and heart disease are much lower than ours.

The French eat times as much saturated animal fat as Americans do, and only a third as many die of heart attacks. It's maddening. Baffled, scientists struggled to come up with a few hypotheses: Maybe it was something in the red wine, they said. But while winemakers worldwide celebrated that news, more sober research has suggested that any alcohol-whether Lafite Rothschild, a banana daiquiri or a cold bud-pretty much has the same nice, relaxing effect. So while a little wine is apt to do you good, the French aren't so special in having a drink now and then though the fact that they drink wine moderately and slowly with meals, instead of downing shots at the bar, could make a difference.

After the wine argument, scientists ventured that it must be the olive oil that keeps the French healthy. But this doesn't explain the butter or brie. Then, French scientist Serge Renaud said it's the foie gras that melts away cholesterol. This, too, is dicey; While people in Toulouse—the duck-liver-eating area of France—do indeed have one of the lowest rates of heart disease in the developed world, they actually only eat the delicacy about six times a year. And they're a lot more likely to die of stroke than we are anyway.

Other researchers, perhaps sponsored by the garlic and onion industry, suggested that the French Paradox effect is due to garlic and onions. Claude Fischler, a nutritional sociologist at INSERM, says all these single hypotheses are more wishful thinking than science.

Last May, researchers writing in the British Medical Journal came up with the least cheerful hypothesis of all. They argued that it's just a matter of time before the French—who are in fact eating more hamburgers and French fries these days—catch up with Americans, and begin suffering the same high rates of cardiovascular disease.

These researchers, Malcolm Law and Nicholas Wald, call this the “time lag explanation” for the French Paradox. As far as they are concerned, the McDonaldization (this is a French catch—all terms for the importation of fast food and other American cultural horrors) of France will continue at a frantic pace, and it is as inevitable that Frenchmen will start keeling over（晕倒） of heart attacks as it is that French women will eventually wear jean shorts and marshmallow tennis shoes on the street of Paris.

108、What is French Paradox according to this passage? ( )

A、The French people eat unhealthy food and die of heart attacks each year.

B、The French eat more nutritious food than Americans but don't worry about getting heart diseases.

C、The French are much less likely to suffer from heart disease although they eat lots of fatty food.

D、The French are as likely to die of heart attacks as Americans although they eat less fatty food.

109、What can be learned from the second paragraph? ( )

A、The French drink as much wine as people elsewhere.

B、The French wine has different relaxing effects compared with other wines.

C、Drinking red wine now and then benefits people a lot.

D、The French drink wine in ways different from people of other countries.