搜题
2017-12-30 09:30:00 | 来源：
76、根据下面资料，回答{TSE}题
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person´ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual´s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual´s premium, the premium paid by others who did not have losses, and money from the company´ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
{TS}Which of the following statements is true?
A、Premium is a small amount of money you pay for your losses.
B、If an individual didn't have a loss, premium was not wasted, because he didn't need to worry about unpredictable events.
C、An insurance agent holds premiums paid by the thousands.
D、The premium will be refund if an individual does not have a lose.
77、The money the insurance used to pay for an individual´ s loss comes from ___________.
A、the premium paid by the person previously
B、the insurance company's investment
C、the premiums paid by other persons
D、all of the above
78、The word "policy" in the 2nd paragraph most probably means ___________.
A、a risk between individual and insurance company
B、a shared loss
C、an agreement between an individual and an underwriter.
D、a rule made by the individual
79、Which of the following statements is NOT TRUE?
A、The first rule of the game in insurance business was devised hundreds of years ago.
B、There are many agents who sell insurance policies and collect premiums on behalf of underwriters.
C、An individual who pays premium for a policy is insured by an insurance company.
D、An individual pays premium directly to an insurance company.
80、According to the passage, insurance company will protect individuals from the losses EXCEPT
A、property
B、fires
C、accidents
D、getting old
注：试题来源于网络及考生回忆，仅供参考！
