2018年中国邮政储蓄银行秋季招聘试题

87、How did Tencent invent Weixin?

A、team of PC insiders invented weixin for Tencent.

B、team of outsiders acquired by Tencent invented Weixin.

C、Tencent asked the QQ insiders team to create a product.

D、Tencent copied a pioneering Israeli messaging service.

88、What is the outcome of the red packet campaign?

A、Users are increasing to form groups.

B、It caused people to send money in random amounts.

C、The gift-giving process became an exciting game.

D、It changed the way Chinese people send each other gifts.

89、The phrase“stroke of brilliance”means      ?

A、success

B、chance

C、remarkable idea

D、None of the above

90、According to the passage, the success of Weixin mainly attributes to   .

A、QQ’s strong user base.

B、the lack of competitors.

C、local market opportunity and innovation.

D、all of the above.

材料

Large industrialized are now in a recession. What are the prospects for economic recovery?

The three most important industrial economies in the world are, at the moment, facing enormous problems. Germany is struggling with the cost of reunification and is in recession. Japan is also experiencing recession and the United States has a large budget deficit.

Forecasters and analysts face questions about the prospects of an economic recovery. Here are some of their findings:

The election of a new president of the United States gave hope to the rest of the world. If the US recovered, the rest of the world would face a more promising future. However, analysts now accept that the US will only recover very slowly.

Consumer and investor confidence is still lacking. Large deficits and declining short-term interest rates mean there is little scope for economic stimulus.

The Japanese economy, after years of trade and budget surpluses, is in deep recession and the growth rate has slowed down considerably. German economists have lowered their forecasts for economic growth this year. The lowering of German interest rates may bring some relief to other members of the European Exchange Rate Mechanism （ERM）. However, Germany's importance as Europe's largest export market may decline.

However, in some parts of the world, there are more positive signs, particularly in some Latin American countries in South-East Asia. Analysts says that, as long as the rate of interest stays above the rate of growth at national income, then the ratio of debt to income will get worse. Falling interest rates help towards overcoming this problem. They believe it may take several years before there is real recovery. However, advances in technology are offering hope for the world economy.

91、The important industrial economies mentioned in the passage are _____.

A、Latin American countries and in South-East Asia

B、German, Japan and China

C、German, Japan and United States

D、Not mentioned92、Find words or expressions in the above article which have the meaning of “The amount by which something is less than what is needed”?

A、deficit

B、surpluses

C、decline

D、recession

93、According to the passage, which one is NOT true?

A、Consumer and investor still hold confidence in the US economy.

B、There is little scope for provoking the economy.

C、US is predicted to be recovering very slowly.

D、The US recovery would give the rest of the world a more promising future.

94、It could be implied that rising of the interest rate           .

A、can help towards overcoming this problem about the ratio of debt to income

B、may lead Germany's importance as Europe’s largest export market to decline

C、may bring some relief to other members of the European Exchange Rate Mechanism

D、None of above

95、The tone of the passage suggest that the author is ______about the world economy.

A、doubtful

B、indifferent

C、positive

D、pessimistic

96、在以下关于基金、股票、债券的表述中，不正确的是（ ）。

A、股票反映的是一种所有权关系，是一种所有权凭证，投资者购买股票后就成为公司的股东

B、基金反映的是一种信托关系，是一种受益凭证，投资者购买基金份额就成为基金的受益人

C、债券反映的是债权债务关系，是一种债权凭证，投资者购买债券后就成为公司的债权人

D、基金、股票和债券都是直接投资工具，筹集的资金主要投向有价证券等金融工具或产品

97、（ ）是现代银行业的主要形式。

A、单一银行制

B、股份银行

C、分支银行

D、私人银行

98、受国际、国内政治、经济、法律等多方面因素的影响，世界各国商业银行的组织形式可以分为若干种，某一集团或某一人购买若干独立银行的多数股票，从而控制这些银行的体制，称为（ ）。

A、分支银行制

B、集团银行制

C、单一银行制

D、连锁银行制

99、以下有关财政政策和货币政策的区别，表述不正确的是（ ）。

A、凡是有关财政收入和财政支出的政策，如税收的变动，发行国库券等等都属于财政政策

B、货币政策是央行为实现一定的宏观经济目标而对货币供应量等调控所采取的方针和相应的政策

C、货币政策是由国家制定的，必须经全国人大或其常委会通过，而财政政策是由中央银行制定的

D、财政政策是政府通过对财政收入和支出总量的调节来影响总需求，使之与总供给相适应的经济政策

100、下列关于贴现市场的叙述，错误的是（ ）。

A、贴现市场的基础是票据市场，融资性票据则是票据市场的重要组成部分

B、贴现市场是指对未到期票据，通过贴现方式进行资金融通而形成的交易市场

C、贴现市场的主要经营者是贴现公司，贴现利率一般低于银行贷款利率

D、贴现交易的信用票据主要有政府国库券、短期债券、银行承兑票据和部分商业票据等

101、按对黄金交易管理程度的不同，黄金交易市场可分为（ ）。

A、自由交易市场和限制交易市场

B、实物交易市场和虚拟交易市场

C、有限交易市场和无限交易市场

D、准入交易市场和准出交易市场

102、在市场经济社会中，股票有四个方面的职能，股民在股票市场可以随时将持有的股票在股市上按比较公平与合理的价格将股票兑现，该职能属于（ ）。

A、资本积聚

B、资本转化

C、资本转让

D、资本增值