2022年中国建设银行秋季校园招聘考试试题

Instead, the games will be held without fans, foreign or domestic, in a city under a state of emergency. Ito Yuko, one of the fans gathered outside Komazawa stadium lamented that the mood is “200% different” from 1964, when she first fell in love with the Olympics. Rather than coming together for the games, Japan has been riven by them.

146、Why did Kyogoku Noriko say “Now is not the time for a festival” （    ）。

A、Because it was cloudy in Tokyo when the torch arrived on July 9th.

B、Because many Japanese citizens wanted to catch a glimpse of the flame through the rafters.

C、Because there wasn't any ceremony at the stadium.

D、Because many protestors were opposed to the Games as a result of the pandemic.

147、Which of the following is not true about Abe Shinzo（    ）。

A、“Japan is back” is one of Mr Abe's famous sayings.

B、He had high hopes for the Games.

C、He was still a child when the 1964 Olympic Games took place.

D、He is Japan's prime inister when Tokyo held the Games.

148、Which of the following statements is true about the 1964 Olympic Games（    ）。

A、Tokyo also won the bid for this year’s games in 1964、B、It became a symbol of development of transportations in Tokyo.

C、It was quite a success in helping Japan to recovering from the war.

D、It was held in Tokyo ten years after the end of World War ll.

149、If not for the pandemic, what may happen during the Games（    ）。

A、40 million foreign tourists may go to Tokyo.

B、Japan would be split rather than coming together.

C、There won't be an over-budget stadium.

D、Problems of economic sta nation and demographic decline would be resolved in Japan.

150、What is the author's attitude toward Tokyo 2020 Olympic Games（    ）。

A、Enthusiastic

B、Pessimistic

C、Optimistic

D、Indifferent

材料

Carmaking is littered with defunct marques, from Diatto and Hupmobile to Mercer and Whitlock. America spawned around 250 firms by the 1910s. As the 20th century wound to a close it had three that mattered: Ford, General Motors (GM) and Chrysler. In the past few years an electric version of the early American automobile boom is unfolding on a global scale.

Chinese startups like Aiways, Li Auto, Nio, WM Motor and Xpeng are already making electric vehicles (EVS) in their thousands. In Europe, Croatia's Rimac and Spain's Hispano Suiza are building hypercars, while Britain's Arrival is manufacturing eletric vans. American companies such as Canoo, Fisker, Lordstown, Lucid and Rivian hope to start full-scale production soon. Foxconn, a contract manufacturer better known for making Apple's iPhones, may soon also be assembling electric cars for others. AS for Apple its next gadget could be an iCar.

Most of the insurgents are loss making. Some have yet to earn any revenue. But all see a chance to grab a slice of an industry that has turned decisively in the direction of battery power. Everyone wants to be the next Tesla, which has successfully used batteries and clever software to take on the internal combustion engine. In the process Elon Musk's firm has become the world's most valuable car company, worth more than the next three biggest carmakers combined.

Tesla's $600bn valuation serves as a “torch at the front”, says Engelbert Wimmer of e&Co, a consultancy. Now investors are looking for the next beacon. Nio listed in New York in 2018. Xpeng and Li followed suit last year. All are worth as much or more than many established carmakers. Arrival and several of the American firms have used mergers with special-purpose acquisition companies, or SPACs, as a shortcut to public markets—and to valuations in the billions. Patrick von Herz of Lincoln intermational, an investment bank, calls it a “global feeding frenzy”. He Xiaopeng, Xpeng's boss has said he expects the market to swell to 300 or so firms before settling at around ten. How do the challengers avoid the fate of the forgotten? The basic blueprint for survival involves three elements. The upstarts must first find a starting niche from which they can expand. They then need actually to produce cars at scale. Finally , they have to create a sales-and-distribution network. Most will fail at one or more of these steps lronically, those with the best odds of emulating Tesla's success may be the ones that look least like it.

In short, notes Aakash Arora of BCG, a consultancy, the new firm need to establish brands. So far, he says, only Tesla has done so. It can take years to gain a reputation for reliable products, while capital burns like petrol put to a spark. A new entrant needs a trusted name, deep pockets and a proven ability to come up with clever tech. One company that has all those in spades is Apple. The iPhone-maker has been working on an EV for several year. The latest chatter is that it will have one in production by the middle of the decade. Some of its potential competitors will by then be well on the way to oblivion.

151、Which of the following is not an example of the electric version of the early American automobile boom（    ）。

A、Foxconn begins assembling electric cars for Apple.

B、American EV companies hope to start full-scale production soon.

C、European producers are manufacturing hypercars.

D、Chinese startups are producing EVs in a big scale.

152、What does the word “insurgents” stand for in the third paragraph （    ）。

A、companies that are making electric vehicles.

B、loss-making companies that are manufacturing eletric vehides.

C、all the companies in the automobile industry.

D、carmaking companies that has earned some revenue.

153、According to the passage, which of the following is not true about Tesla （    ）。

A、Many companies want to emulate Tesla's success.

B、Its $600bn valuation is more than the next three biggest carmakers combined.

C、It has successfully removed the internal combustion engine within cars.

D、It is the world's most valuable company.

154、According to the passage, all the elements are necessary for startups to survive in the market EXCEPT（    ）。

A、they must find a starting niche.

B、they need to expand their production.

C、they should imitate Tesla's techniques.

D、they have to create a sales-and-distribution network.

155、Which of the following statements is true about Apple （    ）。

A、It is said to start car production by 2025 or so.

B、It is the only company with the best odds of emulating Tesla's success.

C、It has been producing EVs for several years.

D、Some of its potential competitors will by then begin to produce cars accordingly.

材料

The fates of the economy and banks are normally closely entwined; when customers endure misfortune, loans go unpaid. The summer was marked by a lull in covid-19 cases and recovering economic activity. Winter has brought with it more infections and shutdowns. Yet bank’s profits were slender in the summer and, as fourth-quarter earnings released between January 15th and 20th revealed, fattened at the end of the year. What is going on?

One explanation is that the trading desks and investment banks housed in most big banks have fared well, thanks to a rush of initial public offerings and booming markets. Profits were sky-high at banks that earn most of their revenues from investment banking and trading. Goldman Sachs made $4.5bn in the fourth quarter, half its annual profits in 2020. JPMorgan Chase's investment banking profits in the same quarter almost doubled on the year. The firm's total earnings were a record $12.1bn in the fourth quarter.

Recovery equals repayment So America's biggest lenders-Bank of America, Citigroup, JPMorgan and Wells Fargo-have favourably re-evaluated their loan books. In September JPMorgan expected as much as $33.6bn of its $1trn loan book to eventually go unpaid. By the end of December a little under $1.1bn was written off for good. But the bank also now thinks that around $1.8bn that it had previously expected to be lost will be repaid. These averted hypothetical losses add to profits.

This bonanza is a victory for those who spent the past decade attempting to make banks safer. In the past investment-bank earnings were more tied to the economy, thanks to fat portfolios of assets like mortgage-backed securities. Now banks must hold so much capital against volatile assets that they do not bother. When markets whipsawed last year they earned the upside (bumper trading revenues) without the downside (losses on volatile assets).

But this earnings season has also revealed how sensible rules can go awry in bizarre times. Banks are usually keen to amass customer deposits. They are Cheap sources of funding; the more deposits a bank holds, the more it can lend. Over the past year, monetary easing by the Federal Reserve has injected vast amounts of cash into the banking system and led deposits to balloon. In 2020 an additional $580bn or so piled up at JPMorgan, and $360bn at Bank of America. On one earnings call an analyst called these deposit mountains an “embarrassment of money for the industry”.